Protected by HB

Terms of Service

Effective October 16, 2026.

Who we are

Protected by HB is a trade name of Andrew Holdings Group, LLC, a licensed Tennessee insurance agency located at 2815B Rennoc Road, Knoxville, TN 37918. By using this website, you agree to these terms.

General information only

The information on this site is general and isn’t a quote, an offer, or a binder of coverage. Nothing here changes, amends or interprets any insurance policy.

When coverage begins

Coverage is only bound when an insurance carrier issues the policy, and all coverage is subject to underwriting approval and the terms and conditions of the policy itself.

Where we offer insurance

Insurance is offered only through our licensed agent, and only in Tennessee.

Text messaging

Any text messaging between you and Protected by HB is governed by our SMS Terms.

Your privacy

Your use of this site is also governed by our Privacy Policy.

No guarantees

We don’t guarantee rates, savings or the availability of any coverage. Eligibility and pricing are determined by the carriers.

Limitation of liability

To the fullest extent permitted by law, Andrew Holdings Group, LLC isn’t liable for any indirect, incidental or consequential damages arising from your use of this website or reliance on its content.

Governing law

These terms are governed by the laws of the State of Tennessee.

Contact

Andrew Holdings Group, LLC · 2815B Rennoc Road, Knoxville, TN 37918 · 865.420.5115 · team@workwithhb.com